A million-dollar view with built-in income potential! This raised bungalow overlooks the Bay of Quinte with private waterfront, composite decking and glass railings. Above the detached garage is a fully self-contained loft apartment with its own kitchen, bathroom, bedroom, living room, private entrance and parking-ideal for rental income, Airbnb potential or giving family and guests their own private retreat. The home features a waterfront primary suite with ensuite and deck access, plus a newly built wing offering a beautiful new bathroom, two additional bedrooms and office space. A third additional bedroom, bright open living areas, walkout basement, attached double garage and the opportunity to add stairs to the shoreline complete this rare waterfront opportunity.